Verify that you need to spend a financial obligation

Verify that you need to spend a financial obligation

You’ll be in charge of a financial obligation you have to pay, like council tax or water charges if it’s something that the law says.

You’ll also most likely need to pay a financial obligation you agree to give money to someone if you’ve signed a contract to say. This might be something similar to a:

  • credit contract, for instance in the event that you’ve purchased an automatic washer or applied for credit cards
  • tenancy contract, in the event that you lease

If you’re in charge of a financial obligation it is called liable’ that is‘being. It means you’ll have a appropriate duty to spend it. You should be able to challenge the creditor if you’re not liable. A creditor is any organisation or person you borrowed from cash to.

Debts you’re maybe perhaps not accountable for

You may not need to spend a financial obligation if:

  • it is been six years or higher because you produced repayment or had been in touch with the creditor
  • there was clearly an issue whenever you finalized the contract, as an example it or the agreement wasn’t clear if you were pressured into signing
  • the creditor didn’t check correctly you signed the agreement that you could afford the repayments when

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